A friend of mine just told me I saved her money (and I have no affiliation with Geico), so I thought I'd post a quick blog to pass along a little tidbit. A couple months ago I wanted to cancel a credit card (cleaning up my credit, getting things paid off, etc.) so I called to do so. The rep on the phone did everything she possibly could to keep me as a customer ... including offering to lower my APR! And I thought, those buggers! They could have lowered it any time, but no, only when they think they're going to lose my business. She was offering to lower it 5%! So I said no, I still wanted to cancel this card, but I have another card with them that has a higher limit - could she check on lowering THAT one as well? She checked .. and lowered it 4%! Wow.

So I told my friend about this and told her she might want to call her CC company to see if they would lower her apr, just for asking. She just told me today, she's been meaning to tell me for a while, she called her card company and go figure, they lowered her APR by 4%, too!

Thought I'd share this bit of information because, while I can't offer to save you any money on your car insurance, maybe you could save some $$ by one little phone call to your CC company.